Loans | Personal Loans | Bayport Financial Services
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Bayport Personal Loan

How much money do you want?

Repayment Term

Representative example of a R100,000 Loan repaid over 54 months

(including interest, fees and insurance*)
Interest Rate Credit Advanced Term of Loan Monthly Insurance Premium Monthly Service Fee Total Installment
Interest Rate (APR) 20% R100,000 72 Months R556.64 R69.00 R3,050.00

*The amount of the total installment will remain unchanged throughout the term of the agreement
**Risk Profile Dependent

You will need these documents when applying for your personal loan

  • South African ID
  • Proof of residence not older than 3 months
  • Latest payslip
  • Last 3 months’ bank statements

How to apply for a personal loan online


Step 1: Register and activate your free myBayport account

You will need to provide us with your contact details and create a password for your myBayport account. You will then receive an email to activate your account – once received, click the ‘activate account’ button and proceed to login.

Step 2: Login and apply

Once you login, you can start your online loan application by telling us a bit more about yourself, such as your income and expenditure details, your employment information and banking details. For faster response, please have your documents (listed below) ready for uploading.

Step 3: Affordability assessment

After you have upload your documents and have submitted your application, we verify the information provided with the credit bureau. We then check how much you qualify for based on your affordability.

Step 4: Sign your contract online

Once we grant you a loan offer, you will need to login and accept your loan offer and the terms and conditions online. We will email you a copy of your terms and conditions.

Step 5: Receive your personal loan

We disburse our personal loans in real-time, meaning, as soon as you accept your offer and your application passes final assessment, we will pay your funds into your bank account.

Get more when you apply with us

Online statements and payments

Online statements and secure online payments.

Mobile app 24/7 self-service

Dedicated and professional support via our Mobile App, Website or WhatsApp.

Credit health

A free credit health report each month.

Your loan is

Your personal loan is insured in the event of death, disability or retrenchment.

Different ways to contact us

Apply Online

Our online personal loan application is safe and secure
login or register.

Loan application via WhatsApp

We are on WhatsApp give us a text 087 240 5555.

Find a Branch
Find a branch

See where the nearest branch is Branch locator.

Get an agent to call me back
Call me / Call you

Call us on 087 287 4000 or fill out this form and we will call you back.