Online Loans | Personal Loans | Loans | Bayport Financial Services
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COVID-19 Notice: Bayport’s services are still accessible. Bayport encourages you to process all your Bayport requirements online. You can apply, get updates and view statements via our online portal. Please register and login. You can also use our WhatsApp self service portal by sending a message to 087 240 5555. For more information click here

Get a Personal Loan
up to R250 000

Bayport offers personal loans up to
*R250,000 with up to *84 months to pay
*Personal credit and risk profile dependent. T&C's apply.

Whether you need a loan to consolidate all your debt, are
considering starting your own business, or need to fund your
family’s education, Bayport is here to help you apply for a personal
loan to suit your needs and our customers enjoy a host of benefits.

Why apply for a Bayport Personal Loan

As a Bayport customer, we want to make your journey with us a convinient and simple one
Here are some of the benefits that our customers enjoy:

Online statements and payments
Free 24/7 Access to Online Statements

Easy access online statements and make secure payments

Mobile app 24-7 self-service
24/7 self-service on our Mobile app

Dedicated and professional support via our Mobile App, Website or WhatsApp.

Credit healt report
Get a FREE Credit
Health Report

Get access to a free credit credit health report each month

Your loan is insured
Your loan is

Your personal loan is insured in the event of death, disability or retrenchment.

  • Bayport offers personal loans from R1 000 to R250 000.
  • Flexible repayment terms from 6 to 84 months.
  • A fixed interest rate throughout your loan term.
  • Your personal loan is insured in the event of death, disability or retrenchment.
  • Settle all other debts with a debt consolidation loan.
  • A free credit report each month
  • Ongoing financial wellness education and information.
  • Access to online financial calculators and tools.
  • Online statements and secure online payment.
  • Mobile App for easy 24/7elf-service account management.
  • Dedicated and professional support via our Mobile App, Website or WhatsApp.
Financial wellness benefits
Financial wellness benefits throughout your Bayport journey

We are committed to ensuring the financial wellness of our customers and we will provide you with finical literacy tools and free resources to guide you on your journey to reaching your financial goals. You will also enjoy a host of Bayport customer benefits from the moment that you begin your online application with us.

Bayport offers a simple online loan application process with an answer in just minutes

It is a simple and convenient process to apply for a Bayport personal loan online.


Step 1: Register and activate your free myBayport account

You will need to provide us with your contact details and create a password for your myBayport account. You will then receive an email to activate your account – once received, click the ‘activate account’ button and proceed to login.

Next step

Step 2: Login and apply

Once you login, you can start your online loan application by telling us a bit more about yourself, such as your income and expenditure details, your employment information and banking details. For faster response, please have your documents (listed below) ready for uploading.

Next step

Step 3: Affordability assessment

After you have upload your documents and have submitted your application, we verify the information provided with the credit bureau. We then check how much you qualify for based on your affordability.

Next step

Step 4: Sign your contract online

Once we grant you a loan offer, you will need to login and accept your loan offer and the terms and conditions online. We will email you a copy of your terms and conditions.

Next step

Step 5: Receive your personal loan

We disburse our personal loans in real-time, meaning, as soon as you accept your offer and your application passes final assessment, we will pay your funds into your bank account.

Representative example of a R100,000 loan repaid over 72 months

(including interest, fees and insurance*)
Credit AdvancedTerm of LoanMonthly Insurance PremiumMonthly Service FeeTotal Installment
20%R100,00072 MonthsR455.00R68.00R2,948.00

*The amount of the total installment will remain unchanged throughout the term of the agreement
**Risk Profile Dependent

You will need these documents when
applying for your personal loan
  • South African ID
  • Proof of residence not older than 3 months
  • Latest payslip
  • Last 3 months’ bank statements
Continue your application where you
left off
  • Upload your documents when you have them, anytime.
  • We will hold onto your application details in the section where you left off - No need to start over!

Different ways to contact us

Apply Online

Our online personal loan application is safe and secure
login or register.

Loan application via WhatsApp

We are on WhatsApp give us a text 087 240 5555.

Find a Branch
Find a branch

See where the nearest branch is Branch locator.

Get an agent to call me back
Call me / Call you

Call us on 087 287 4000 or fill out this form and we will call you back.