Online Loans | Personal Loans | Loans | Bayport Financial Services
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COVID-19 Notice: Bayport’s services are still accessible. Bayport encourages you to process all your Bayport requirements online. You can apply, get updates and view statements via our online portal. Please register and login. You can also use our WhatsApp self service portal by sending a message to 087 240 5555. For more information click here

Apply for an online loan of up to R250 000 with Bayport

Bayport offers personal loans up to *R250,000 with up to *84 months to pay

*Personal credit and risk profile dependent. T&C's apply.

Whether you need a loan to consolidate all your debt, are considering starting your own business, or need to fund your family’s education, Bayport is here to help you apply for a personal loan to suit your needs and our customers enjoy a host of benefits.

Loan calculator

How much money do you need?
How many months do you need to pay off personal your loan?
Your monthly repayment
Please note all amounts shown above are indicative costs only. Interest rate dependent on risk profile.

Why apply for a Bayport Personal Loan

As a Bayport customer, we want to make your journey with us a convenient and simple one
Here are some of the benefits that our customers enjoy:

Online statements and payments
Free 24/7 Access to online statements

Easy access to online statements and to make secure payments

Mobile app 24-7 self-service
24/7 self-service on our mobile app

Dedicated and professional support via our Mobile App, Website or WhatsApp.

Credit health report
Get a free credit health report

Get access to a free credit health report each month

Your loan is insured
Your unsecured personal loan is insured

Your personal loan is insured in the event of death, disability or retrenchment.

  • Bayport offers personal loans from R1 000 to R250 000
  • Settle all other debts with a debt consolidation loan
  • Flexible repayment terms from 6 to 84 months
  • Tailored financial wellness solutions through our Employee Wellness partnerships
  • A fixed interest rate throughout your loan term
  • Access to online financial calculators, financial literacy resources and tools
  • Dedicated and professional support via our Mobile App, Website or WhatsApp
  • Financial literacy tools and free resources to guide you on your journey to reaching your financial goals
  • Bayport offers personal loans from R1 000 to R250 000
  • Settle all other debts with a debt consolidation loan
  • Flexible repayment terms from 6 to 84 months
  • Tailored financial wellness solutions through our Employee Wellness partnerships
  • A fixed interest rate throughout your loan term
  • Access to online financial calculators, financial literacy resources and tools
  • Dedicated and professional support via our Mobile App, Website or WhatsApp
  • Financial literacy tools and free resources to guide you on your journey to reaching your financial goals

Bayport offers a simple online loan application process with an answer in just minutes

It is a simple and convenient process to apply for a Bayport personal loan online.
1 Register
2 Apply
3 Affordability
Assessment
4 Approve
5 Receive
Money

Step 1: Register and activate your free myBayport account

You will need to provide us with your contact details and create a password for your myBayport account. You will then receive an email to activate your account – once received, click the ‘activate account’ button and proceed to login.

Step 2: Login and apply

Once you login, you can start your online loan application by telling us a bit more about yourself, such as your income and expenditure details, your employment information and banking details. For faster response, please have your documents (listed below) ready for uploading.

Step 3: Affordability assessment

After you have upload your documents and have submitted your application, we verify the information provided with the credit bureau. We then check how much you qualify for based on your affordability.

Step 4: Sign your contract online

Once we grant you a loan offer, you will need to login and accept your loan offer and the terms and conditions online. We will email you a copy of your terms and conditions.

Step 5: Receive your personal loan

We disburse our personal loans in real-time, meaning, as soon as you accept your offer and your application passes final assessment, we will pay your funds into your bank account.

Representative example of a R100,000 loan repaid over 72 months

(including interest, fees and insurance*)
Interest rate (APR)** Credit Advanced Term of Loan Monthly Insurance Premium Monthly Service Fee Total Installment
20% R100,000 72 Months R455.00 R68.00 R2,948.00

*The amount of the total installment will remain unchanged throughout the term of the agreement
**Risk Profile Dependent

You will need these documents when applying for your personal loan

  • South African ID
  • Proof of residence not older than 3 months
  • Latest payslip
  • Last 3 months’ bank statements

Continue your application where you left off

  • Upload your documents when you have them, anytime.
  • We will hold onto your application details in the section where you left off - No need to start over!