Executive Team

  • Alfred Ramosedi: Chief Executive Officer
    Alfred holds a B.Com degree and an MBA and has over 25 years’ experience in banking and financial services, having held senior positions in both Nedbank and ABSA before he joined African Bank in 2012 and Bayport in 2017. He is a qualified Chartered Management Accountant (CIMA) and a previous Chairman of CIMA in South Africa. Alfred’s career spans roles ranging from Head of Private Bank, Head of Distribution and Group Executive: Sales and Marketing. An experienced senior executive, Alfred has extensive experience in leading businesses. After a year as Deputy CEO of Bayport SA, Alfred was appointed as CEO of Bayport SA in August 2018.

  • John White: Chief Operating Officer
    John has over 30 years of business experience and is an experienced leader and general manager. John is the COO of Bayport SA, responsible for Sales and Marketing. He holds a B.Sc (Computer Science) degree and spent 15 years of his career at PwC in their Advisory division, where he was a Partner for 12 years. He headed up various business units within PwC including 2 years as the Southern Africa Head of Brand and Marketing and 2 years as the COO of PwC Exordia, an IT Outsourcing business unit. Within Bayport, John also operates at a Group level, where he is responsible for Marketing, Human Capital and Operational Excellence. He spent 2 years as the Regional Executive for our Ghana business.

  • Kholeka Ngubeni-Henderson: Human Capital Executive
    Kholeka holds a Master’s degree in Organizational Management from the University of Phoenix, Phoenix, AZ, USA and a Bachelor of Arts degree in Human Resources Management and Clinical Psychology with a minor in French from Hood College, Frederick, MD, USA. She has over 20 years’ experience in the field setting up Human Resources systems, processes, structures, and strategies in different industries, both locally and abroad. She has been instrumental in transforming the HR departments of various organizations from transactional to transformational to become strategic business partners that impact the bottom line.

  • Gavin O’Mahony: Chief Risk Officer
    Gavin is a Chartered Accountant and joined Bayport South Africa in 2010 after completing his articles. Gavin previously held the positions of Head of Financial Modelling, which included profitability analysis and provision modelling, and Head of Credit Risk, before being promoted to Chief Risk Officer in 2016. In his CRO role, Gavin manages Bayport SA’s Credit Risk, Enterprise Risk, Credit Underwriting, Collections, Forensics and Information Management functions.

  • Warwick Keet: Chief Financial Officer
    Warwick is a Chartered Accountant and joined Bayport South Africa in 2010 after completing his articles at Deloitte and Touche. Warwick was initially appointed as a Financial Manager and by 2013 he led the Finance team as General Manager Finance. In 2016 he was promoted to Deputy CFO and in 2017 to Chief Financial Officer. Warwick is currently responsible for Finance, Facilities, Procurement, Modelling, Forecasting and Funding.

  • Arthur Hlubi: Executive: Legal and Compliance
    Arthur is an Admitted Attorney of the High Court of South Africa, with over 19 years’ post admission experience in Financial Planning, Legal management, Compliance management and Risk management. His career includes positions held in Old Mutual, Metropolitan Life and Alexander Forbes, prior to joining Bayport SA in January 2015. Arthur holds an MBA from Henley Business School, an LLB from the University of Natal, as well as a B Juris from the University of Zululand. In addition, he holds a Post Graduate Diploma in Financial Planning (University of the Free State), Post graduate Certificate in Compliance Management (University of Cape Town) and underwent the Wits Business School Management Advanced Programme.

  • Yoav Tchelet: Chief Information Officer
    Yoav has over 20 years’ experience in the Technology & Digital industry. Prior to joining Bayport Yoav worked with some of the world’s largest brands to develop their technology and digital capabilities and he has also been a regular contributor to various publications and conferences on the topics of technology and digital. Yoav co-founded iLogic, a leading digital agency, Ratesdirect, a pioneer in the local lead generation industry and Noobi, the online feed aggregator and was part of the in-depth, Social Media research project – The Social Media Value Factor. Yoav has sat on the boards of a number of Internet startups and has been an Internet Media Award Winner, W3 and Technology Top 100 Winner. Yoav holds a number of certifications, diploma’s and industry memberships and is currently completing an MSc. (Information Systems).

  • loans
  • online-loan
  • personal-loans
  • loan-provider
  • short-term-loans
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