Debt Relief - Bayport Debt Consolidation Loans South Africa Bayport Financial Services
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COVID-19 Notice: Bayport’s services are still accessible. Bayport encourages you to process all your Bayport requirements online. You can apply, get updates and view statements via our online portal. Please register and login. You can also use our WhatsApp self service portal by sending a message to 087 240 5555. For more information click here

Debt Consolidation

Consolidate your debt into a single loan
with one month payment and lower your
interest rate

Take control of your financial Wellness

Let us help you consolidate your debt into one affordable debt solution that will offer you immediate debt relief with a Bayport Debt Consolidation Loan, by helping you become debt free faster while improving your overall financial wellness and credit score.

What are the benefits of Debt
  • Replace multiple loans by combining all your debts into a single debt management solution.
  • Save money with a single admin fee and reduced interest rates.
  • Simplify your finances with one monthly loan repayment making debt management easier.
  • Debt restructuring gives you peace of mind by immediately settling multiple smaller debts.
  • Immediate debt relief allows you to look forward to getting out of debt faster.
  • Improve your overall financial wellness by reducing your total debt repayment.
  • Maintain a healthy credit profile with one affordable loan.
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ID number
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Why choose Bayport to consolidate my debt

Online statements and payments
Free 24/7 Access to Online Statements

Easy access online statements and make secure payments

Mobile app 24-7 self-service
24/7 self-service on our Mobile app

Dedicated and professional support via our Mobile App, Website or WhatsApp.

Credit healt report
Get a FREE Credit
Health Report

Get access to a free credit credit health report each month

Your loan is insured
Your loan is

Your personal loan is insured in the event of death, disability or retrenchment.

Financial Wellness benefits throughout your Bayport Journey

We are committed to ensuring the financial wellness of our customers and we will provide you with financial
literacy tools and free resources to guide you on your credit journey to reaching your financial goals from the
moment that you begin your online application with us.

How to apply for a consolidation loan in 5 easy steps at Bayport


Step 1: Register and activate your free myBayport account

You will need to provide us with your contact details and create a password for your myBayport account. You will then receive an email to activate your account – once received, click the ‘activate account’ button and proceed to login.

Next step

Step 2: Login and apply

Once you login, you can start your online loan application by telling us a bit more about yourself, such as your income and expenditure details, your employment information and banking details. For faster response, please have your documents (listed below) ready for uploading.

Next step

Step 3: Affordability assessment

After you have upload your documents and have submitted your application, we verify the information provided with the credit bureau. We then check how much you qualify for based on your affordability.

Next step

Step 4: Sign your contract online

Once we grant you a loan offer, you will need to login and accept your loan offer and the terms and conditions online. We will email you a copy of your terms and conditions.

Next step

Step 5: Receive your personal loan

We disburse our personal loans in real-time, meaning, as soon as you accept your offer and your application passes final assessment, we will pay your funds into your bank account.

How does Debt Consolidation work?
Debt Consolidation 101

Being over-indebted is probably one of the biggest hurdles on the road to financial fitness and once in bad debt many don’t how to get out of it. When it feels like you’re drowning in a sea of bad debt...

Learn more

Questions around Debt Consolidation

Get out of debt: How to improve your financial wellness

Debt affects more than our financial health; having financial issues can affect our physical and emotional wellbeing too...

Learn more

5 Reasons why you should consolidate your debt

In today’s world, bills seem to overrun us at every turn. We often find that we get into a situation where we can no longer control our debt and have to find a way to finally get our finances under control...

Learn more

How To Apply For A Consolidation Loan

Debt can run away with you if you don’t keep a tight rein on it. If you find yourself in a position where multiple loans are destroying your financial wellbeing and peace of mind, not to mention leaving you...

Learn more

Apply for a Bayport Debt Consolidation Loan

Different ways to contact us

Apply Online

Our online personal loan application is safe and secure
login or register.

Loan application via WhatsApp

We are on WhatsApp give us a text 087 240 5555.

Find a Branch
Find a branch

See where the nearest branch is Branch locator.

Get an agent to call me back
Call me / Call you

Call us on 087 287 4000 or fill out this form and we will call you back.