Road Cover | Road Accident Fund | Bayport Road Cover
Your browser is out of date. It has known security flaws and may not display all features of this websites Click Here to Update
COVID-19 Notice: Bayport’s services are still accessible. Bayport encourages you to process all your Bayport requirements online. You can apply, get updates and view statements via our online portal. Please register and login. You can also use our WhatsApp self service portal by sending a message to 087 240 5555. For more information click here

Road Cover


Bayport and RoadCover make it easier for South Africans to claim compensation from the Road Accident Fund. To become a member, simply send an SMS to 47973 and a Bayport agent will contact you to take you through the sign-up process.

RoadCover helps all road accident victims, whether they were a passenger in a vehicle or a pedestrian.

For only R59/month, membership covers you (the main member), your spouse and children, and your domestic worker(s).

Once you are a member, RoadCover will:



You get all the money the Road Accident Fund pays out.

What is the Road Accident Fund?

It is a government entity that pays compensation to people who are injured in road accidents, or to the dependants of people who are killed in road accidents, as a result of third party negligence. The RAF has jurisdiction in South Africa only.

To claim from the RAF, you have to prove the seriousness of your injury and the fact that someone else was at fault. The claims process is complicated and can take a long time and cost a great deal of money.

What can I claim for from the Road Accident Fund?

If nobody died in the accident (alive benefit):

  • Medical expenses (past and future).
  • Loss of earnings or income (past and future) if a person is disabled following the accident.
  • General damages for pain, suffering and disfigurement.

When someone dies in the accident (Deceased Benefit):

  • Loss of support if the breadwinner died in the accident.
  • Funeral expenses up to R6 500.

Who can claim from the Road Accident Fund?

If nobody died in the accident (Alive Benefit):

  • A person who was personally injured (except the driver who was the sole cause of the accident).
  • The dependant of a person who died in a road accident.
  • A close relative of the deceased can claim for funeral expenses.

For only R59/month, membership covers you, your spouse and children, and your domestic worker(s).

For a full RoadCover brochure:

Download Here

  • In association with:
  •     Road Cover
  •     Arrive Alive
  • In association with:
  • Road cover
  • Arrive Alive

Contact Us


Get an agent to call you back

Please enter the first 3 letters of the company that you work for.
Then, select it from the list that appears below.

If your company is not found in the list, please enter the name of your company in full as per your payslip and continue to the next section.
I want to receive future marketing communications from Bayport
I consent to Bayport conducting a credit bureau check to assess my current financial situation
I accept Bayport's Terms and Conditions

Different ways to contact us

Apply Online

Our online personal loan application is safe and secure
login or register.

Loan application via WhatsApp

We are on WhatsApp give us a text 087 240 5555.

Find a Branch
Find a branch

See where the nearest branch is Branch locator.

Get an agent to call me back
Call me / Call you

Call us on 087 287 4000 or fill out this form and we will call you back.