Blog - Bayport Financial Services
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Bayport Blog: Category - Financial wellness

You can earn a second income


Published: August 5, 2020
Categories: Financial wellness
Tags: Become your own boss, Financial education, Financial Health, Financial Literacy, Financial Tips
earn-second-income

Getting your personal budget to balance at the end of the month can be tricky. When your income doesn’t stretch far enough to cover all your expenses – despite your best efforts to buy only…

How to improve your finances as a family


Published: August 5, 2020
Categories: financial literacy, Financial wellness
Tags: Budgeting, Debt, Debt Consolidation, Financial education, Financial Health, Financial health through consolidation, Financial Literacy, Financial Tips, Getting out of Debt
family-finances-covid

Financial stress is difficult enough to cope with under normal circumstances. The Covid-19 pandemic adds a layer of uncertainty that can make life feel very difficult for you and your family. Let’s look at practical tips and debt solutions to help you manage.

Do you know how much you know about saving?


Published: July 20, 2020
Categories: Financial wellness
Tags: Financial education, Financial Literacy
how-much-do-you-know-about-savings-piggy-bank

Saving is one of the pillars of financial wellness. It enables you to set objectives and achieve them, whether it is to clear debt or build assets for retirement. But how does one actually save,…

Tips to improve your credit score


Published: July 6, 2020
Categories: Financial wellness
Tags: Credit Health, Credit Score/Rating, Credit Wellness, Financial education, Financial Health, Financial Literacy
credit-score-elements

A credit score is not something we think about every day. It is, however, a very important financial planning tool and an indicator of your credit health. It’s one score you can’t afford to ignore!…

Make your money work for you


Published: June 24, 2020
Categories: financial literacy, Financial wellness
Tags: Affordability, Budgeting, Credit Health, Credit Score/Rating, Credit Wellness, Debt, Financial education, Financial Health, Financial Planning, Financial Tips, Managing your Money
man-holding-piggy-bank

One of the most effective ways to improve your credit score is to ensure that you pay your bills on time, every time. Paying your debtors promptly shows lenders that you are a responsible lender…

What you should know about interest rates in South Africa


Published: June 24, 2020
Categories: Financial wellness
Tags: Affordability, Budgeting, Credit Health, Credit Score/Rating, Credit Wellness, Financial education, Financial Health, Financial Planning, Financial Tips, Managing your Money
understanding-interest-rates

As you start to consider applying for a credit card, taking out a loan or apply for a car or home-loan; you will be introduced to the concept of interest rates. Even if you are…

Why millennials are not planning for their financial future


Published: June 24, 2020
Categories: Financial wellness
Tags: Affordability, Budgeting, Credit Health, Credit Score/Rating, Credit Wellness, Financial education, Financial Health, Financial Literacy, Financial Planning, Financial Tips, Managing your Money
long-term-financial-goals

Many millennials are struggling to put money aside to secure their financial future; however, others are not even considering their long-term financial health and aren’t concerned about retirement; families, and investment portfolios as yet. For…

Surviving Retrenchment during the Pandemic


Published: June 24, 2020
Categories: financial literacy, Financial wellness
Tags: Affordability, Budgeting, Credit Health, Credit Score/Rating, Credit Wellness, Financial education, Financial Health, Financial Planning, Financial Tips, Managing your Money
financial-planning-in-retrenchment

During times of economic recession or crisis – such as the recent Covid-19 Pandemic – many consumers start to feel the pinch. The recent Pandemic has however put a great deal of pressure on the…

The impact of interest rate changes on my loan


Published: June 23, 2020
Categories: financial literacy, Financial wellness, Loans for homes, Personal loans
Tags: Borrow Money, Debt, Financial Literacy, Financial Planning, Financial Tips, Loan interest, Loans, Types of Loans
home-finance

Since the arrival of Covid-19 in South Africa, the Reserve Bank has cut the repo rate three times to help our country deal with the economic impact of the pandemic. It sounds like a lot…

When dual incomes becomes single


Published: June 17, 2020
Categories: Financial wellness
Tags: Financial Literacy
couple-sitting-apart

How do you handle a dual income household becoming a single-income household, or a multiple-income household losing a contributor.

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