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The holidays are a time for fun, but it is also a time for keeping a very close eye on your budget. That doesn’t mean you can’t spend; it only means that you have to…
If you think about having fun and being frugal a bit differently, you can do both this festive season. Many people think that when they draw up a budget, they have to say goodbye to…
How is it possible to cut back on expenses when you spend every rand you earn? The solution is possibly in understanding needs versus wants. When you feel that there’s not enough money to get…
Black Friday, with all its mind-blowing specials can seem like a shopper’s paradise. However, if you are not careful, it is your budget that will be blown away. Black Friday is an American invention that…
Simply put, financial stress is worrying about money. We’ve all been there and know how terrible it is. Now let’s look at how to deal with it and – more importantly – how to avoid…
Conflict about money is the second biggest reason for divorce; only infidelity causes more trouble. Therefore, the budget for your wedding is not the most important money conversation to have before the big day. The…
Be clever about building real wealth Much as we want people to just be people, the world treats women and men differently. Therefore, women need to approach building wealth differently too. The most important principle…
July is National Savings Month in South Africa. Here is a bumper list of savings ideas to either get you going or to boost what you are already doing. Choose as many as you want…
So, your spending actuals don’t tie up exactly with your spending plan for the year so far. But it’s not too late. With six months to go, there’s enough time to finish the year financially…
It’s been at least six months since you set your financial goals for 2022. Now is a good time to take stock of your progress and, if necessary, get back on track. Just because you…
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