Bayport Blog: Category - Financial wellness

You can earn a second income

Getting your personal budget to balance at the end of the month can be tricky. When your income doesn’t stretch far enough to cover all your expenses – despite your best efforts to buy only…

How to improve your finances as a family

Financial stress is difficult enough to cope with under normal circumstances. The Covid-19 pandemic adds a layer of uncertainty that can make life feel very difficult for you and your family. Let’s look at practical tips and debt solutions to help you manage.

Do you know how much you know about saving?

Saving is one of the pillars of financial wellness. It enables you to set objectives and achieve them, whether it is to clear debt or build assets for retirement. But how does one actually save,…

Tips to improve your credit score

A credit score is not something we think about every day. It is, however, a very important financial planning tool and an indicator of your credit health. It’s one score you can’t afford to ignore!…

Make your money work for you

One of the most effective ways to improve your credit score is to ensure that you pay your bills on time, every time. Paying your debtors promptly shows lenders that you are a responsible lender…

What you should know about interest rates in South Africa

As you start to consider applying for a credit card, taking out a loan or apply for a car or home-loan; you will be introduced to the concept of interest rates. Even if you are…

Why millennials are not planning for their financial future

Many millennials are struggling to put money aside to secure their financial future; however, others are not even considering their long-term financial health and aren’t concerned about retirement; families, and investment portfolios as yet. For…

Surviving Retrenchment during the Pandemic

During times of economic recession or crisis – such as the recent Covid-19 Pandemic – many consumers start to feel the pinch. The recent Pandemic has however put a great deal of pressure on the…

The impact of interest rate changes on my loan

Since the arrival of Covid-19 in South Africa, the Reserve Bank has cut the repo rate three times to help our country deal with the economic impact of the pandemic. It sounds like a lot…

When dual incomes becomes single

How do you handle a dual income household becoming a single-income household, or a multiple-income household losing a contributor.

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