Bayport Blog: Category - All
Budgeting for the Easter holidays
Published: April 6, 2021
Categories: Financial wellness, Financial wellness requires proper financial planning, Special events
Tags: Budgeting, Debt stress, Financial distress, Financial education, Financial Literacy, Financial Stress, Financial Tips
The Easter Bunny might deliver chocolate, but he’s not known for leaving extra cash. Balancing your budget is still your job. April is a big holiday month in South Africa. Not only do we have…
Top 10 tips before signing a credit agreement
Published: March 30, 2021
Categories: Credit education and credit awareness
Tags: Credit Health, Credit Wellness, Debt Relief, Debt stress, Financial distress, Financial Tips, Money solutions
A loan can go a long way to solve your debt problems. But it can also make matters worse if you don’t pay close attention to the terms of the credit agreement. A credit agreement…
Money solutions you have to know: how to protect yourself against card fraud
Published: March 23, 2021
Categories: Credit education and credit awareness, Debt Relief, financial literacy
Tags: Credit Health, Credit Wellness, Debt Relief, Debt stress, Financial Health, Financial Literacy, Financial Stress, Financial Tips
Few things cause more financial distress than falling victim to bank card fraud or other forms of identity theft. You have to know how to keep yourself – and your money – safe. Fraud on…
How to improve your credit score the smart way
Published: March 23, 2021
Categories: Credit education and credit awareness, Credit Health, financial literacy
Tags: Credit Health, Credit Wellness, Debt stress, Financial distress, Financial Health, Financial Literacy, Financial support, Financial Tips, Money solutions
Your credit score is a powerful financial health indicator, but chasing a good score without keeping your bigger financial and debt plan in mind, can lead you to make poor money decisions. The world of…
Credit health starts with knowing your numbers
Published: March 23, 2021
Categories: Credit education and credit awareness, Credit Health
Tags: Credit Health, Financial Health, Financial support, Financial Tips, Money solutions
When you go in search of debt advice, you have to know your current status. Your debt to income ratio and credit usage ratio shows you where you are and help you track your progress….
Debt solutions – there’s one for you!
Published: March 19, 2021
Categories: Financial wellness
Tags: Consolidation Loan, Debt Consolidation, Debt Relief, Financial education, Financial Literacy, Financial Tips, Getting out of Debt
From 22 to 28 March, South Africa is joining the global Money Smart Week initiative. Given that around six out of every 10 South Africans don’t understand basic financial concepts and terminology, a financial literacy…
Future financial status – the less romantic side of getting married
Published: March 16, 2021
Categories: Financial wellness
Tags: Financial education, Financial Literacy, Financial Tips, Marriage, Weddings
The biggest favour you can do for your marriage and future happiness and financial wellbeing, is proper, upfront financial planning that includes the right marriage contract for your situation. COP, ANC…the alphabet soup that is…
Let’s answer the “how to pay off debt” question
Published: March 11, 2021
Categories: Financial needs (consolidation)
Tags: Financial health through consolidation, Financial Literacy, Financial Tips, Getting out of Debt
Let’s answer the “how to pay off debt” question When you find yourself in a debt trap, it can feel impossible to get out of it. But there are always options, from budgeting better to…
Why debt consolidation loans can be the perfect wedding gift
Published: February 15, 2021
Categories: Financial needs (consolidation)
Tags: Clear Debt, Consolidation Loan, Debt, Debt Consolidation, Debt Relief, Financial education, Financial health through consolidation, Getting out of Debt
When planning your wedding, spend at least as much time dealing with your debt and finances as you do thinking about décor and food. Debt restructuring before you say “I do” will make life after…
Reckless lending is not love
Published: February 15, 2021
Categories: Credit Health
Tags: Financial Health, Financial Literacy, Financial Tips, Informal lending: beware of loans, Loans
The excitement of falling in love can sometimes cause us to do foolish things. Often, such craziness relates to money. The month of love is a good time to remind yourself that all is not…