Bayport Blog: Category - Debt Advice

Your rights as a consumer

As a consumer, you have specific rights when it comes to credit, be it short-term or long-term loans. In South Africa, the National Credit Act (NCA) sets out the basic rights – and responsibilities –…

How to apply for a consolidation loan

Debt can run away with you if you don’t keep a tight rein on it. If you find yourself in a position where multiple loans are destroying your financial wellbeing and peace of mind, not…

Consider Debt Consolidation But Understand The Benefits And Pitfalls

With the lockdown period having significant ramifications on personal finances, many consumers are asking about available options to assist in better managing their money. One option is debt consolidation, but consumers need to be aware…

The role of debt relief in the wellbeing of your employees

Financial stress has a direct impact on people’s productivity and efficiency at work. Employees who drown in debt cannot perform. Giving your staff access to formal debt consolidation and debt counselling processes, is one of…

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