Blog - Bayport Financial Services
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Bayport Blog: Category - Financial wellness

What you should know about interest rates in South Africa


Published: June 24, 2020
Categories: Financial wellness
Tags: Affordability, Budgeting, Credit Health, Credit Score/Rating, Credit Wellness, Financial education, Financial Health, Financial Planning, Financial Tips, Managing your Money
understanding-interest-rates

As you start to consider applying for a credit card, taking out a loan or apply for a car or home-loan; you will be introduced to the concept of interest rates. Even if you are…

Why millennials are not planning for their financial future


Published: June 24, 2020
Categories: Financial wellness
Tags: Affordability, Budgeting, Credit Health, Credit Score/Rating, Credit Wellness, Financial education, Financial Health, Financial Literacy, Financial Planning, Financial Tips, Managing your Money
long-term-financial-goals

Many millennials are struggling to put money aside to secure their financial future; however, others are not even considering their long-term financial health and aren’t concerned about retirement; families, and investment portfolios as yet. For…

Surviving Retrenchment during the Pandemic


Published: June 24, 2020
Categories: financial literacy, Financial wellness
Tags: Affordability, Budgeting, Credit Health, Credit Score/Rating, Credit Wellness, Financial education, Financial Health, Financial Planning, Financial Tips, Managing your Money
financial-planning-in-retrenchment

During times of economic recession or crisis – such as the recent Covid-19 Pandemic – many consumers start to feel the pinch. The recent Pandemic has however put a great deal of pressure on the…

The impact of interest rate changes on my loan


Published: June 23, 2020
Categories: financial literacy, Financial wellness, Loans for homes, Personal loans
Tags: Borrow Money, Debt, Financial Literacy, Financial Planning, Financial Tips, Loan interest, Loans, Types of Loans
home-finance

Since the arrival of Covid-19 in South Africa, the Reserve Bank has cut the repo rate three times to help our country deal with the economic impact of the pandemic. It sounds like a lot…

When dual incomes becomes single


Published: June 17, 2020
Categories: Financial wellness
Tags: Financial Literacy
couple-sitting-apart

How do you handle a dual income household becoming a single-income household, or a multiple-income household losing a contributor.

Inflation affects your financial wellness


Published: June 17, 2020
Categories: Financial wellness
Tags: Financial Literacy
jar-of-coins

Inflation is a reality for every one of us, and you should keep it in mind when you make financial decisions and plans.

Whatever you do, don’t look at your investments now


Published: June 17, 2020
Categories: Financial wellness
Tags: Financial Literacy
phone-with-investment-graph

Stock markets are battlefields at the moment. You might be panicking about your investments, with good reason, but now is not the time to take drastic action.

How to save money every day


Published: June 11, 2020
Categories: Emergency loans, financial literacy, Financial wellness
Tags: Budgeting, Day-to-day expenses, Emergency Cash, Financial education, Financial Tips, Getting out of Debt, Managing your Money, Personal budget
money-investment-growth

The longest journey starts with a single step. Rivers consist of drops of water. Grains of sand becomes a beach. In the same way, what you do with your money every day, adds up to…

Take control of your financial wellness during times of crisis


Published: May 25, 2020
Categories: Debt Relief, Financial wellness
Tags: Consolidation Loan, Credit Health, Debt Consolidation, Debt Counselling, Debt Management, Debt Relief, Debt stress, Financial education, Financial Health, Financial Planning
Debt Consolidation Loan

The Covid-19 pandemic has placed a great amount of stress and uncertainty on everyone. There are concerns around job security, a global recession, physical health and overall financial wellness.

Personal budgeting is the key to long-term financial rewards


Published: May 13, 2020
Categories: Financial wellness
Tags: Bad Debt, Budgeting, Clear Debt, Consolidation Loan, Credit Health, Credit Score/Rating, Debt Consolidation, Debt Restructuring, Financial education, Financial Health, Financial Planning
Personal Budget Plan

Personal budgeting should be the basic and primary foundation for every individual household, whether you live salary-to-salary, or earn a six-figure income a year. If you do not know where your money is going, it…

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