Blog - Bayport Financial Services
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Bayport Blog: Category - All

The impact of interest rate changes on my loan

Published: June 23, 2020
Categories: financial literacy, Financial wellness, Loans for homes, Personal loans
Tags: Borrow Money, Debt, Financial Literacy, Financial Planning, Financial Tips, Loan interest, Loans, Types of Loans

Since the arrival of Covid-19 in South Africa, the Reserve Bank has cut the repo rate three times to help our country deal with the economic impact of the pandemic. It sounds like a lot…

When dual incomes becomes single

Published: June 17, 2020
Categories: Financial wellness
Tags: Financial Literacy

How do you handle a dual income household becoming a single-income household, or a multiple-income household losing a contributor.

Inflation affects your financial wellness

Published: June 17, 2020
Categories: Financial wellness
Tags: Financial Literacy

Inflation is a reality for every one of us, and you should keep it in mind when you make financial decisions and plans.

Whatever you do, don’t look at your investments now

Published: June 17, 2020
Categories: Financial wellness
Tags: Financial Literacy

Stock markets are battlefields at the moment. You might be panicking about your investments, with good reason, but now is not the time to take drastic action.

How to save money every day

Published: June 11, 2020
Categories: Emergency loans, financial literacy, Financial wellness
Tags: Budgeting, Day-to-day expenses, Emergency Cash, Financial education, Financial Tips, Getting out of Debt, Managing your Money, Personal budget

The longest journey starts with a single step. Rivers consist of drops of water. Grains of sand becomes a beach. In the same way, what you do with your money every day, adds up to…

What to consider before you ask your employer for a loan

Published: June 2, 2020
Categories: Workplace loans
Tags: Employee loans, salary advances

The ability to get an advance on your salary or even a loan from the company you work for, is seen as a benefit for employees. It can certainly be a quicker, safer, and even…

Your rights as a consumer

Published: June 2, 2020
Categories: Debt Advice, Debt Relief
Tags: Credit Wellness, Financial Health, Responsible lending, Your rights and responsibilities

As a consumer, you have specific rights when it comes to credit, be it short-term or long-term loans. In South Africa, the National Credit Act (NCA) sets out the basic rights – and responsibilities –…

Take control of your financial wellness during times of crisis

Published: May 25, 2020
Categories: Debt Relief, Financial wellness
Tags: Consolidation Loan, Credit Health, Debt Consolidation, Debt Counselling, Debt Management, Debt Relief, Debt stress, Financial education, Financial Health, Financial Planning
Debt Consolidation Loan

The Covid-19 pandemic has placed a great amount of stress and uncertainty on everyone. There are concerns around job security, a global recession, physical health and overall financial wellness.

Personal budgeting is the key to long-term financial rewards

Published: May 13, 2020
Categories: Financial wellness
Tags: Bad Debt, Budgeting, Clear Debt, Consolidation Loan, Credit Health, Credit Score/Rating, Debt Consolidation, Debt Restructuring, Financial education, Financial Health, Financial Planning
Personal Budget Plan

Personal budgeting should be the basic and primary foundation for every individual household, whether you live salary-to-salary, or earn a six-figure income a year. If you do not know where your money is going, it…

Formal or informal – which loan should you choose?

Published: May 13, 2020
Categories: Personal loans
Tags: Bad Debt, Borrow Money, Loans, Unsecured personal laon
loans to choose

Almost everyone needs a loan at some point. It could be as informal as borrowing R50 from a friend to pay for a meal, or as formal as signing a multi-page loan agreement with a…

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