Blog - Bayport Financial Services
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Bayport Blog: Category - Debt Relief

What happens now that your payment holiday is over?


Published: July 13, 2020
Categories: Debt Relief
Tags: Consolidation Loan, Debt Consolidation, Debt Management, Debt Relief, Debt Restructuring
payment-holiday-south-african-rand

The 3-month payment holiday that banks and credit providers offered their customers was a lifeline for many people. But as you come to the end of this period, it is time to look at your…

Your rights as a consumer


Published: June 2, 2020
Categories: Debt Advice, Debt Relief
Tags: Credit Wellness, Financial Health, Responsible lending, Your rights and responsibilities
judge-court-hammer

As a consumer, you have specific rights when it comes to credit, be it short-term or long-term loans. In South Africa, the National Credit Act (NCA) sets out the basic rights – and responsibilities –…

Take control of your financial wellness during times of crisis


Published: May 25, 2020
Categories: Debt Relief, Financial wellness
Tags: Consolidation Loan, Credit Health, Debt Consolidation, Debt Counselling, Debt Management, Debt Relief, Debt stress, Financial education, Financial Health, Financial Planning
Debt Consolidation Loan

The Covid-19 pandemic has placed a great amount of stress and uncertainty on everyone. There are concerns around job security, a global recession, physical health and overall financial wellness.

How to apply for a consolidation loan


Published: May 12, 2020
Categories: Debt Advice, Debt Relief, financial literacy
Tags: Clear Debt, Consolidation Loan, Debt Consolidation, Financial Planning
Debt Consolidation

Debt can run away with you if you don’t keep a tight rein on it. If you find yourself in a position where multiple loans are destroying your financial wellbeing and peace of mind, not…

Understand your credit agreement to protect your credit record


Published: April 30, 2020
Categories: Debt Relief, Financial wellness, Personal loans
Tags: Credit Health, Credit Score/Rating, Credit Wellness, Debt Advice, Debt Consolidation, Debt Counselling, Debt Management, Debt Relief, Debt stress

What is a Credit Agreement A credit agreement is a legally binding agreement between yourself and a credit provider. The credit provider agrees to provide goods, services, or a cash loan to you, with the…

Get out of debt: How to improve your financial wellness


Published: April 14, 2020
Categories: Debt Relief, Financial wellness
Tags: Credit Health, Debt Consolidation, Debt Counselling, Debt Management, Debt Relief, Debt stress, Financial education, Financial Health
Emergency loans

Debt affects more than our financial health; having financial issues can affect our physical and emotional wellbeing too, which is why it is so important that we work towards getting out of debt stress mode….

The ultimate guide to Credit Health and Financial Wellness


Published: April 2, 2020
Categories: Debt Relief, Financial wellness
Tags: Credit Health, Debt Consolidation, Debt Counselling, Debt Management, Debt Relief, Debt stress, Financial Health, Financial Planning, Financial Stress, Financial Tips
Financial Wellness

What is credit? Credit can be defined as the process whereby one might borrow money from a financial service provider or obtain goods or services from a service provider without immediately paying for it. A…

Navigating stormy financial waters


Published: March 17, 2020
Categories: Debt Relief, financial literacy, Financial wellness, Financial Wellness & Emergency Loans
Tags: Debt Advice, Debt Consolidation, Debt Counselling
The reality of retrenchment in modern day life

Bayport offers expert advice for taking control of your finances following retrenchment Without proper guidance and support, retrenchment tends to affect people in one of two ways – either sending them into an absolute panic…

5 Reasons why you should consolidate your debt


Published: March 6, 2020
Categories: Debt Relief, Financial wellness
Tags: Debt Advice, Debt Consolidation, Debt Counselling, Debt Management, Debt Restructuring, Debt stress, Financial Health, Financial health through consolidation, Financial Planning, Financial Stress
Reasons to Consolidate your Debt

In today’s world, bills seem to overrun us at every turn. We often find that we get into a situation where we can no longer control our debt and have to find a way to…

Don’t let bad debt get the better of you


Published: March 6, 2020
Categories: Debt Relief, Financial wellness
Tags: Debt Advice, Debt Consolidation, Debt Counselling, Debt Management, Debt Restructuring, Debt stress, Financial Stress
Debt Relief Options for Managing Bad Debt

Debt stress can be very daunting. Sometimes life happens and despite your best efforts, you simply cannot keep up your personal loan repayments. The good news is that there are ways to get debt relief….

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