Fraud is a reality, but it doesn’t have to happen to you. Check in here regularly for fraud alerts and stay a step ahead of the scammers.
If you suspect fraud, contact Bayport immediately on 087 287 4000.
If the answer to even one of these seven questions is yes, it might be a scam:
1. Contacted out of the blue?
Do all you can to verify the identity of the caller. If you’re not 100% convinced of the identity of the caller, hang up and call the company from a different phone.
2. Is the deal too good to be true?
Scams often promises high loan amounts at very low interest rates and fees. If a deal sounds too good to be true, it usually is.
3. Asked to share personal details?
Phishing emails or phone scammers will often try to get valuable personal data from you. They can use this to steal your identity and/or your money. Never share your personal details unless you can verify the other person’s credentials beyond any doubt.
4. Pressurised to respond quickly?
Scammers will often try to hurry your decision making. Always take a breath and think things through. Never proceed unless you are absolutely certain that it is not a scam.
5. Are the contact details vague?
Look out for a PO Box number, personal email address or mobile number instead of office address and office phone number details.
6. Spelling or grammatical mistakes?
Legitimate organisations will rarely, if ever, make glaring spelling or grammatical mistakes.
7. Are you asked to keep it quiet?
Legitimate offers are never a secret.