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"When I was demoted due to a company restructuring, my salary was cut by 35%. Soon I was R300 000 in debt and my children could no
longer go to school because we were behind on school fees. Bayport removed my debts that had been prescribed, negotiated settlement
discounts and granted me a consolidation loan. I use Bayport’s budget tool and the monthly conversations with my money coach to keep on top of my finances.
My credit record is clean, I can function at work, and I am finally in control of my life again!"
Lerato: Human Capital Manager Financial Status: Distressed
"I had more than R400 000 debt and was behind on all my loans and accounts. Bayport negotiated 30% settlement discounts on my behalf,
gave me a loan to pay off my four largest debts, unlocked R4 000 in monthly cash flow, and taught me how to manage my finances.
My life is changed! My credit score is improving, I will retire debt free, and I’m no longer scared to answer my phone."
Mandla: Factory worker Financial Status: In good standing
"When my house got damaged in the Umlazi floods, I had R94 000 in debts, but my credit score was good because I never missed a payment.
Bayport consolidated my debts and negotiated settlement discounts of more than R49 000. They also gave me a R25 000 loan at a
discounted interest rate to fix my house. My house is fixed and I have more cash every month because of lower instalments."