One time pin (OTP) Terms and Conditions - Bayport Financial Services
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One time pin (OTP) Terms and Conditions


By giving the Agent my OTP, I, the undersigned applicant, understand and agree that:

  1. Bayport will decide, in its sole discretion, to either approve or decline this application. If Bayport refuses to grant a loan, I am entitled to ask Bayport for its reasons in refusing to grant me credit.
  2. Bayport has the right to verify all information that it, in its sole discretion, deems necessary for the purpose of approving or declining this application and I consent to Bayport conducting all such verification checks (including, without limitation, credit bureau checks, fraud database checks, employment checks, criminal checks and the like) to assess my application and to obtain any information it may require from third parties and I consent to such third parties giving Bayport the required information.
  3. I consent to Bayport furnishing information about me to Bayport Management Limited (“BML”) which relates to or has a bearing on any suspected or proven fraudulent activity. Bayport and BML reserve the right to refer any instance of suspected or proven fraud to the SAFPS and/or SAPS and, where possible, will actively seek to prosecute those responsible.
  4. The information provided to Bayport and collected by Bayport in this application and the verifying supporting documentation may be used by Bayport and companies associated with or appointed by Bayport for the purpose of assisting with this application and/or the conclusion of an agreement with Bayport.
  5. Various third-party service providers who are not employees of Bayport render services to Bayport and/or Guardrisk Life Limited (“Guardrisk”) and may need access to my personal information in order to render those services. By signing this application form, I hereby instruct and consent to Bayport disclosing and/ or transferring and/or hosting my personal information to or with third parties appointed by Bayport to render services to it as well as to any third party who may acquire an interest (such as ownership, security interest or the like) in the product offering agreements concerned.
  6. Where necessary, the information may be stored in countries, outside South Africa, who subscribe to similar data protection laws. Where the information is shared with entities which do not subscribe to similar data protection laws, Bayport will enter into an agreement with such entity in terms whereof such entity will be liable to the protection of such personal information.
  7. I consent to the retention of my personal information for as long as is necessary to achieve the purpose for which it was collected and for such longer period as may be required by Bayport’s internal system functioning requirements.
  8. I understand that all references to personal information includes biometric information.
  9. I undertake to familiarise myself with the Bayport Terms and Conditions as displayed on the Bayport website;

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