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Whether you need a loan to consolidate all your debt, are considering starting your own business, or need to fund your family’s education, Bayport is here to help you apply for a personal loan to suit your needs and our customers enjoy a host of benefits.
As a Bayport customer, we want to make your journey with us a convenient and simple one
Here are some of the benefits that our customers enjoy:
Easy access to online statements and to make secure payments
Dedicated and professional support via our Mobile App, Website or WhatsApp.
Get access to a free credit health report each month
Your personal loan is insured in the event of death, disability or retrenchment.
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You will need to provide us with your contact details and create a password for your myBayport account. You will then receive an email to activate your account – once received, click the ‘activate account’ button and proceed to login.
Once you login, you can start your online loan application by telling us a bit more about yourself, such as your income and expenditure details, your employment information and banking details. For faster response, please have your documents (listed below) ready for uploading.
After you have upload your documents and have submitted your application, we verify the information provided with the credit bureau. We then check how much you qualify for based on your affordability.
Once we grant you a loan offer, you will need to login and accept your loan offer and the terms and conditions online. We will email you a copy of your terms and conditions.
We disburse our personal loans in real-time, meaning, as soon as you accept your offer and your application passes final assessment, we will pay your funds into your bank account.
Interest rate (APR)** | Credit Advanced | Term of Loan | Monthly Insurance Premium | Monthly Service Fee | Total Installment |
20% | R100,000 | 72 Months | R556.64 | R69.00 | R3,050.00 |
*The amount of the total installment will remain unchanged throughout the term of the agreement
**Risk Profile Dependent