Interest Rate Credit Advanced Term of Loan Monthly Insurance Premium Monthly Service Fee Total Installment
Interest Rate (APR) 20% R110,000 54 Months R611.94 R69.00 R993.35
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*The amount of the total installment will remain unchanged throughout the term of the agreement

**Risk Profile Dependent

Bayport offers loans from 3-84 months (risk profile dependent) with a fixed interest rate for the loan term. Bayport is a registered credit provider (NCRCP4685) and is also a registered financial services provider (2380).Please refer to our terms and conditions for more information

Why apply for a Loan with Bayport?

You will have the power to:
access-statements

Access your monthly statements directly online

credit-health-report

Your application comes with a free credit health report

make-payments-online

Make repayments directly online

Things you’ll need before applying…

  • We require a copy of your I.D. Smart I.D. users must ensure they have a copy of both sides.

    We require a copy of your I.D. Smart I.D. users must ensure they have a copy of both sides.

  • Your most recent monthly bank statements. Or you can consent to our DEA process and skip this step-We will acquire the documents from your bank.

    Your most recent monthly bank statements. Or you can consent to our DEA process and skip this step-We will acquire the documents from your bank.

  • A copy of your most recent pay slip

We will keep your info secure

  • Your information matters to us, whether it is safely secured on a local server or a cloud.

    Your information matters to us, whether it is safely secured on a local server or a cloud.

  • We are an accredited financial service provider.

    We are an accredited financial service provider.

  • To find out more about this in our Terms & Conditions section of the website.

    To find out more about this in our Terms & Conditions section of the website.

Applying for a Bayport Personal Loan

 

It is easy to apply for a Bayport personal loan of up to R250,000 with our simple online loan application process and personalised service. Once you have registered, all it takes is a minute, to find out if you qualify for a Bayport personal loan. Our application process allows you to also upload all the documents required to complete your application.

We offer personal loans with affordable structured repayments and a fixed interest rate throughout your loan term.

It’s a simple and easy process to apply for a loan online with Bayport. All you need to do is to click on apply now, register on our portal, verify your account and then you are minutes away from getting approval on your requested loan. Once an offer has been generated, you can then continue with the steps in the loan application process and complete the required information and upload the documents required.

These documents include:

 

Your last three months bank statements that have to be stamped by your bank – alternatively we can retrieve this information on your behalf when you apply, saving you time

 

Your most recent payslip from your employer

 

A clear copy of your ID document or a clear copy of both sides of your Smart ID Card

So whether you need a loan for starting your own business, paying off debt or even funding a special family event, we’re here to help. Bayport’s personal loans can make all the difference to your cash flow.