Bayport Blog: Category - financial literacy
Don’t let scams ruin your financial health
Published: December 1, 2021
Categories: financial literacy, Financial wellness
Tags: Financial Literacy
Scams can ruin your financial health – don’t fall for them. The convenience of online banking and using smart devices for all kinds of transactions, comes with a risk. Fraudsters and scammers keep finding ways…
Financial health improves when financial responsibilities are shared
Published: August 23, 2021
Categories: financial literacy, Financial wellness
Tags: Financial Literacy
Who should be doing what when it comes to your household finances? At a time when the world of work is changing fast, holding on to “traditional” roles can increase financial stress. There is an…
Where to save for financial wellness
Published: July 13, 2021
Categories: financial literacy, Financial wellness
Tags: Financial Literacy
Knowing how to choose the best savings instrument for your needs, is one of the pillars of financial literacy. You’ve decided to save money, reworked your personal budget to include an amount for saving, and…
Money solutions you have to know: how to protect yourself against card fraud
Published: March 23, 2021
Categories: Credit education and credit awareness, Debt Relief, financial literacy
Tags: Credit Health, Credit Wellness, Debt Relief, Debt stress, Financial Health, Financial Literacy, Financial Stress, Financial Tips
Few things cause more financial distress than falling victim to bank card fraud or other forms of identity theft. You have to know how to keep yourself – and your money – safe. Fraud on…
How to improve your credit score the smart way
Published: March 23, 2021
Categories: Credit education and credit awareness, Credit Health, financial literacy
Tags: Credit Health, Credit Wellness, Debt stress, Financial distress, Financial Health, Financial Literacy, Financial support, Financial Tips, Money solutions
Your credit score is a powerful financial health indicator, but chasing a good score without keeping your bigger financial and debt plan in mind, can lead you to make poor money decisions. The world of…
What assets are, and are not
Published: October 6, 2020
Categories: financial literacy, Financial wellness
Tags: Debt, Financial education, Financial Health, Financial Literacy, Financial Tips, Investment, Managing your Money
The money gurus (not the get-rich-quick con artists) agree that only assets will get you to financial freedom. But understanding exactly what these assets are can be confusing. Let’s unpack the issue of assets and…
How to improve your finances as a family
Published: August 5, 2020
Categories: financial literacy, Financial wellness
Tags: Budgeting, Debt, Debt Consolidation, Financial education, Financial Health, Financial health through consolidation, Financial Literacy, Financial Tips, Getting out of Debt
Financial stress is difficult enough to cope with under normal circumstances. The Covid-19 pandemic adds a layer of uncertainty that can make life feel very difficult for you and your family. Let’s look at practical tips and debt solutions to help you manage.
Make your money work for you
Published: June 24, 2020
Categories: financial literacy, Financial wellness
Tags: Affordability, Budgeting, Credit Health, Credit Score/Rating, Credit Wellness, Debt, Financial education, Financial Health, Financial Planning, Financial Tips, Managing your Money
One of the most effective ways to improve your credit score is to ensure that you pay your bills on time, every time. Paying your debtors promptly shows lenders that you are a responsible lender…
Surviving Retrenchment during the Pandemic
Published: June 24, 2020
Categories: financial literacy, Financial wellness
Tags: Affordability, Budgeting, Credit Health, Credit Score/Rating, Credit Wellness, Financial education, Financial Health, Financial Planning, Financial Tips, Managing your Money
During times of economic recession or crisis – such as the recent Covid-19 Pandemic – many consumers start to feel the pinch. The recent Pandemic has however put a great deal of pressure on the…
The impact of interest rate changes on my loan
Published: June 23, 2020
Categories: financial literacy, Financial wellness, Loans for homes, Personal loans
Tags: Borrow Money, Debt, Financial Literacy, Financial Planning, Financial Tips, Loan interest, Loans, Types of Loans
Since the arrival of Covid-19 in South Africa, the Reserve Bank has cut the repo rate three times to help our country deal with the economic impact of the pandemic. It sounds like a lot…