Bayport Blog: Category - Debt Relief
‘tis the season to consolidate your debt
Published: November 27, 2020
Categories: Debt Relief
Tags: Consolidation Loan, Debt Consolidation, Debt Relief
December holidays and Christmas festivities can be very tough on your pocket. How to make this year different? Plan, plan, and plan some more so you don’t get yourself into more debt than you can…
Why dipping into your retirement savings is not a good debt relief idea
Published: October 6, 2020
Categories: Debt Relief
Tags: Consolidation Loan, Debt Consolidation, Debt Management, Debt Relief
Covid-19 has done a lot of damage to our already battered economy and many people are struggling to make ends meet and to get out of debt. But before you cash out your retirement savings,…
Financial planning advice every woman should know
Published: August 19, 2020
Categories: Debt Relief
Tags: Consolidation Loan, Debt Consolidation, Debt Relief, Financial health through consolidation, Financial Literacy
Multiple studies across the developed world, as well as the experience of microfinance companies in the most underdeveloped regions of the world, have come to the same conclusion: women manage money much better than men….
What happens now that your payment holiday is over?
Published: July 13, 2020
Categories: Debt Relief
Tags: Consolidation Loan, Debt Consolidation, Debt Management, Debt Relief, Debt Restructuring
The 3-month payment holiday that banks and credit providers offered their customers was a lifeline for many people. But as you come to the end of this period, it is time to look at your complete money picture and consider the debt solutions available to you.
Your rights as a consumer
Published: June 2, 2020
Categories: Debt Advice, Debt Relief
Tags: Credit Wellness, Financial Health, Responsible lending, Your rights and responsibilities
As a consumer, you have specific rights when it comes to credit, be it short-term or long-term loans. In South Africa, the National Credit Act (NCA) sets out the basic rights – and responsibilities –…
Take control of your financial wellness during times of crisis
Published: May 25, 2020
Categories: Debt Relief, Financial wellness
Tags: Consolidation Loan, Credit Health, Debt Consolidation, Debt Counselling, Debt Management, Debt Relief, Debt stress, Financial education, Financial Health, Financial Planning
The Covid-19 pandemic has placed a great amount of stress and uncertainty on everyone. There are concerns around job security, a global recession, physical health and overall financial wellness.
How to apply for a consolidation loan
Published: May 12, 2020
Categories: Debt Advice, Debt Relief, financial literacy
Tags: Clear Debt, Consolidation Loan, Debt Consolidation, Financial Planning
Debt can run away with you if you don’t keep a tight rein on it. If you find yourself in a position where multiple loans are destroying your financial wellbeing and peace of mind, not…
Understand your credit agreement to protect your credit record
Published: April 30, 2020
Categories: Debt Relief, Financial wellness, Personal loans
Tags: Credit Health, Credit Score/Rating, Credit Wellness, Debt Advice, Debt Consolidation, Debt Counselling, Debt Management, Debt Relief, Debt stress
What is a Credit Agreement A credit agreement is a legally binding agreement between yourself and a credit provider. The credit provider agrees to provide goods, services, or a cash loan to you, with the…
Get out of debt: How to improve your financial wellness
Published: April 14, 2020
Categories: Debt Relief, Financial wellness
Tags: Credit Health, Debt Consolidation, Debt Counselling, Debt Management, Debt Relief, Debt stress, Financial education, Financial Health
Debt affects more than our financial health; having financial issues can affect our physical and emotional wellbeing too, which is why it is so important that we work towards getting out of debt stress mode….
The ultimate guide to Credit Health and Financial Wellness
Published: April 2, 2020
Categories: Debt Relief, Financial wellness
Tags: Credit Health, Debt Consolidation, Debt Counselling, Debt Management, Debt Relief, Debt stress, Financial Health, Financial Planning, Financial Stress, Financial Tips
What is credit? Credit can be defined as the process whereby one might borrow money from a financial service provider or obtain goods or services from a service provider without immediately paying for it. A…