Employee wellness
programme is
now live!
Employee wellness programme is now live!
Click here to explore
Get a Personal Loan of up to R250,000
It is easy to apply for a Bayport personal loan of up to R250,000 with our simple online loan
application process and personalised service. Once you have registered, all it takes is a minute,
to find out if you qualify for a Bayport personal loan.
Our application process allows you to also upload all documents required to complete your application.
Apply for a loan in five easy steps
Step 1: Register and activate your free myBayport account
You will need to provide us with your contact details and create a password for your myBayport account. You will then receive an email to activate your account – once received, click the ‘activate account’ button and proceed to login.
Step 2: Login and apply
Once you login, you can start your online loan application by telling us a bit more about yourself, such as your income and expenditure details, your employment information and banking details. For faster response, please have your documents (listed below) ready for uploading.
Step 3: Affordability assessment
After you have uploaded your documents and have submitted your application, we verify the information provided with the credit bureau. We then check how much you qualify for based on your affordability.
Step 4: Sign your contract online
Once we grant you a loan offer, you will need to login and accept your loan offer and the terms and conditions online. We will email you a copy of your terms and conditions.
Step 5: Receive your personal loan
We disburse our personal loans in real-time, meaning, as soon as you accept your offer and your application passes final assessment, we will pay your funds into your bank account.
Representative example of a R100,000 loan repaid over 72 months
(including interest, fees and insurance*)| Interest rate (APR)** | Credit Advanced | Term of Loan | Monthly Insurance Premium | Monthly Service Fee | Total Installment |
| 20% | R100,000 | 72 Months | R455.00 | R68.00 | R2,948.00 |
*The amount of the total installment will remain unchanged throughout the term of the agreement
**Risk Profile Dependent
You will need these documents when applying for your personal loan
- South African ID
- Proof of residence not older than 3 months
- Latest payslip
- Last 3 months’ bank statements
Continue your application where you left off
- Upload your documents when you have them, anytime.
- We will hold onto your application details in the section where you left off - No need to start over!
Why choose Bayport for your Personal Loan
Personal loan
Get a personal loan from R1000 uo to R250 000 with flexible repayment terms
Debt consolidation
Settle your other loans when you apply for a personal loan and have one account to manage
Nationwide footprint
Our footprint in South Africa covers all provinces and all popular mediums of communication
Employee wellness
We partner with employers to provide tailor-made financial solutions for their employees
Bayport customer benefits
As a Bayport customer, we want to make your journey with us a convenient and simple one
Here are some of the benefits that our customers enjoy:
Free 24/7 Access to online statements
Easy access to online statements and to make secure payments
24/7 self-service on our mobile app
Dedicated and professional support via our Mobile App, Website or WhatsApp.
Get a free credit health report
Get access to a free credit health report each month
Your unsecured personal loan is insured
Your personal loan is insured in the event of death, disability or retrenchment.
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Bayport offers employee financial wellness solutions
We empower employees and give employers the right tools
Financial wellbeing of employees is one of the biggest challenges employers face today. Over indebtedness of employees is a leading cause of strained employer/employee relations lack of productivity, absenteeism, illness etc.
Bayport offers a holistic long-term financial wellness solution that can assist employers and employees in overcoming these challenges, offering employees a way out of financial distress, into financial wellness.
Visit our information center
Is it a scam?
Keep up to date on the latest scams used in the financial services industry
Visit our blog
Get great tips from our simple and practical financial wellness articles
COVID-19 Update
Learn about Bayport's response to COVID-19 and the national lockdown
Testimonials
Analine Kruger:
Financial Services employee
Her story:
I have wanted to start a business for a long time in order to secure my financial future...
Nkosinathi Dlomo:
Telesales
His story:
Two years after Nkosinathi Dlomo had taken out a loan with Bayport, his health took a turn for the worst...
Chantel Williams:
Financial Services employee
Her story
Medical Sales Rep, Chantel Williams needed a vehicle to do her job. She just could not rely on public transport to get her to meetings...
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